Terms of Service

Last Updated: July 5, 2026

Welcome to Cache. By downloading, installing, or using the Cache: Expense & Money Tracker mobile application or visiting our website (trycacheapp.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not install or use our application.

1. Description of Service

Cache is a personal financial logging application that provides transaction recording, notification auto-capture (Android), budget tracking, savings goals, advanced reports, and spending analytics. The app is available in a Free tier and a paid Cache Premium tier.

2. Free vs. Premium Plans

Cache offers two tiers:

Free Plan — included at no charge

  • Auto-capture transactions from payment notifications
  • Manual transaction entry
  • Up to 2 active category budgets
  • Up to 2 savings goals
  • Local SQLite storage (offline-first)
  • Optional Google cloud backup
  • Biometric app lock
  • Ads displayed within the app

Cache Premium — paid subscription

  • Everything in the Free plan
  • Unlimited category budgets
  • Unlimited savings goals
  • Zero ads — completely ad-free experience
  • Advanced Reports & spending trend charts
  • Export data as CSV & PDF
  • Smart budget alerts with push notifications
  • Recurring transaction automation

3. Subscription Terms & Pricing

Cache Premium is available in three plans, billed in Indian Rupees (INR) through Google Play:

  • Monthly: ₹199 per month
  • Annual: ₹999 per year (equivalent to ~₹83/month)
  • Lifetime: ₹1,499 one-time payment — no recurring charges

Prices are displayed in the app and confirmed at checkout. Applicable taxes (GST) are included where required by law.

4. Auto-Renewal Disclosure

IMPORTANT: Monthly and Annual subscriptions renew automatically unless you cancel before the renewal date.

  • Your Google Play account will be charged within 24 hours before the end of each billing period.
  • You can see your next renewal date in Google Play → My Subscriptions → Cache.
  • The Lifetime plan is a one-time purchase and does not auto-renew.

5. Cancellation Policy

You may cancel your subscription at any time:

  • Open the Google Play Store app on your Android device.
  • Go to Menu → Subscriptions → Cache.
  • Tap Cancel Subscription and follow the prompts.

Cancellation takes effect at the end of the current billing period. You retain full Premium access until that date. No partial refunds are issued for unused time within a billing period, except as required by applicable law.

6. Refund Policy

Refunds are handled by Google Play's refund policy:

  • You may request a refund from Google Play within 48 hours of purchase by visiting play.google.com/store/account/orderhistory.
  • For refund requests beyond the Google Play window, contact us at priteshkoshiya21@gmail.com. We review these on a case-by-case basis but cannot guarantee refunds beyond Google Play's standard policy.
  • Lifetime purchases are generally non-refundable after 48 hours except in cases of technical failure attributable to us.

7. Data Ownership & Local Storage

  • Your Data: You own all financial records, categories, and budgets stored in the app. We do not claim rights over your data.
  • Backup Responsibility: Cache is local-first. Your data is stored on your device. We are not responsible for data loss from device damage, app deletion, or lack of cloud backup.

8. Permissible Use

You agree to use Cache only for personal, lawful expense tracking. You must not attempt to reverse-engineer, decompile, modify, or redistribute the app. You may not use Cache to track another person's finances without their consent.

9. Disclaimer of Financial Advice

Cache is a tracking utility. The app is not a financial advisor, planner, or fiduciary. All visualizations, reports, and categorizations are for informational and organizational purposes only and do not constitute financial, investment, legal, or tax advice.

10. Advertising

The Free tier includes ads served by Google AdMob. Cache Premium removes all ads. We are not responsible for the content of third-party advertisements.

Free users may see:

  • Banner ads — on the Dashboard, Records, and Budgets screens.
  • Full-screen interstitial ads — shown after adding transactions (Indian users, frequency-capped) and before each CSV/PDF export.

CSV and PDF export is available to all users; a full-screen ad may appear before the export for free users. Cache Premium users export without any interruption.

11. Limitation of Liability

In no event shall Cache, its creators, or contributors be liable for any indirect, incidental, special, or consequential damages arising out of your use or inability to use the application, database errors, or backup sync failures. Our total liability to you for any claim arising from these Terms is limited to the amount you paid for the subscription in the 12 months preceding the claim.

12. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated via an in-app notice or email (if you have provided one). Your continued use of the app after changes constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts of India.

14. Contact Us

For any questions about these terms, subscriptions, or refunds, contact us at:

priteshkoshiya21@gmail.com

We aim to respond within 5 business days.