Privacy Policy
Cache ("we", "our", or "us") is dedicated to protecting your privacy. This Privacy Policy describes how Cache: Expense & Money Tracker collects, uses, stores, and handles your information when you install and use our mobile application.
1. Privacy Principles & Offline-First Design
Cache is designed under a local-first model. Your financial data is highly personal, and we keep it on your device:
- We do not operate central developer databases for your transaction data.
- Your financial records, budgets, and goals are kept exclusively in a SQLite database on your device.
- We do not sell your financial data to third parties.
2. Notification Access
If you enable Notification Access on Android, Cache reads incoming transaction alerts from banking and payment apps (e.g., HDFC, ICICI, SBI, GPay, PhonePe, UPI apps) shown in your notification shade.
- On-device parsing: Text content is processed entirely on your device to extract merchant name, amount, and transaction type.
- OTP & message filtering: Cache actively ignores OTPs, personal chats, and non-financial notifications. We never store or transmit personal messages.
- No server uploads: Notification text is never sent to our servers.
3. Optional Cloud Sync / Backup
If you sign in with Google, Cache may store a backup of your expense data in your own cloud account to sync across devices. If you don't sign in, your data stays exclusively on your device.
- We store only your Google name and email address for profile display and authentication.
- Backup files are stored in a private, app-specific directory — we cannot access your other Google Drive files.
4. Subscriptions & Billing Data
Cache offers an optional Premium subscription. Here is what is collected for billing:
- Google Play Billing: All payment transactions are processed by Google Play. We do not receive or store your credit card or bank details.
- RevenueCat: We use RevenueCat (revenuecat.com) to manage subscription entitlements. RevenueCat receives your anonymous app user ID and subscription status. See RevenueCat's Privacy Policy.
- Purchase history: Google Play retains your purchase history per its own policies. We only receive confirmation of whether your "pro_access" entitlement is active.
Available plans: Monthly (₹199/month), Annual (₹999/year), or Lifetime (₹1,499 one-time). Subscriptions renew automatically unless cancelled through Google Play.
5. Advertising (Free Tier)
Free-tier users see ads served by Google AdMob. Cache Premium users see zero ads of any kind. AdMob may use your device's advertising ID (GAID) and approximate location to serve relevant ads.
Free users may see the following ad types:
- Banner ads — displayed on the Dashboard, Records, and Budgets screens.
- Full-screen interstitial ads — shown after adding transactions (for users in India, frequency-capped to at most once every 5 minutes) and before each CSV/PDF data export.
- You can opt out of personalised ads in your device's Google Settings → Ads → Opt out of Ads Personalisation.
- AdMob is subject to Google's Privacy Policy.
- Upgrading to Cache Premium removes all ads permanently.
6. Third-Party Services Summary
| Service | Purpose | Data shared |
|---|---|---|
| Google Sign-In | Authentication & optional sync | Name, email |
| Google Play Billing | In-app purchase processing | Purchase confirmation |
| RevenueCat | Subscription entitlement management | Anonymous user ID, subscription status |
| Google AdMob | Banner & interstitial ads for free users | Advertising ID, approximate location |
| Sentry (optional) | Crash reporting | Device info, error traces |
We do not share your financial transaction data (amounts, merchants, budgets) with any third party.
7. Data Retention
- Financial data stays on your device until you delete it or uninstall the app.
- Subscription status is retained by RevenueCat while your subscription is active and for legal compliance thereafter.
- If you use cloud sync, deleting your account removes all associated cloud backup data.
- Crash reports (if collected) are retained by Sentry for 90 days.
8. Your Controls & Rights
- Disable notification access: Settings → Apps → Notification Access → Cache (toggle off).
- Delete local data: Cache Settings → Data & Backup → Delete local data.
- Cancel subscription: Google Play → My Subscriptions → Cache → Cancel.
- Delete account & cloud data: Cache Settings → Delete my account & cloud data.
- Opt out of personalised ads: Google Settings → Ads → Opt out of Ads Personalisation.
- Data deletion request: Email priteshkoshiya21@gmail.com — we respond within 5 business days.
9. Security
Your SQLite database is protected by your mobile OS sandbox. Cache also supports biometric authentication (fingerprint / face) and a local PIN to prevent unauthorised physical access.
10. Children's Privacy
Cache is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us personal data, contact us and we will delete it.
11. Changes to this Policy
We may update this Privacy Policy from time to time. Material changes will be notified via an in-app notice. The "Last Updated" date at the top reflects the most recent revision.
12. Contact Us
For any privacy questions or data deletion requests, email us at: priteshkoshiya21@gmail.com
We aim to respond within 5 business days.